Regulation S-P requires that financial institutions provide privacy notices in various instances and to adopt policies and procedures to protect the personal information of its consumers and customers. This statement describes our privacy policy and how we handle your personal information.

We are Committed to Protecting Your Privacy.
We respect every individual’s right to privacy. We understand the importance you place on the privacy and security of information that personally identifies you or your account information.

Why and How We Collect Personal Information.
We collect personal information about you for the purpose of providing investment advisory services to you, evaluating your financial needs, processing your requests and transactions and providing customer service.

The personal information we collect about you may include:

• Information we receive from you to open an account or provide investment advice to you, such as your home address, telephone number and financial information.
• Information that we generate to service your account, such as account statements; and Information that we may receive from third parties with respect to your account, such as trade confirmations with brokerage firms.
• Identifiable information, stored in the form of cookies on your computer, relating to your access and use of any of our websites.